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Mutual and Federal

Mutual and Federal InsuranceMutual and Federal Contact Details

​Personal Lines Contact Centre: 0860 2255 63
(0860 CALL MF)​
​Personal Lines Contact Email:​
Brokers Email:
Customer Feedback: 0860 634 357




Mutual and Federal offer farmers insurance too

It’s taken 180 years for Mutual & Federal to become one of the leading short-term insurance providers in the country. Beginning operations in 1831 as the South African Fire and Life Assurance Company, they have grown to become one of the foremost insurers in the country. Their new iWYZE insurance product now makes short-term insurance available direct to the public.

Mutual Federal business insurance
For both small businesses and corporate enterprises, Mutual and Federal provide comprehensive cover. Mutual & Federal also cater for businesses in the engineering, marine and risk finance industries. The marine insurance policy caters specifically for those companies whose occupation is the transportation of goods via cargo ship, and includes cargo, container, and stockthroughput, as well as inland transit of goods.

Mutual Federal farm insurance
Catering for the agricultural market, Mutual & Federal provide cover specifically catering for farming businesses and the perils facing them. AgriPlus is a specialized insurance product for agricultural equipment, while crop insurance protects your produce from hail, fire, chemical overspray and frost, as well as systematic perils (drought, excessive rainfall, diseases and pests, and wind damage.)

Mutual Federal personal lines insurance
For car, home and possessions cover through a broker, Mutual & Federal offer a range of policies, such as allsure, surewise, Insurance 4 all and family care policies. The family care policies include hospital cash plans (for loss of salary while the breadwinner is hospitalized) and personal accident insurance.

Mutual Federal iWYZE
The iWYZE policy is Mutual and Federal’s direct insurance option, which does not require a broker. It covers car, homeowners and household insurance, as well as personal goods and personal liability insurance. There is also an option for motorcycle, watercraft, trailer and caravan insurance.

The iWYZE product includes an automatic annual premium adjustment to make sure that the insurance value of your home increases with the value of the property. Mutual and Federal also offer 10% of all your premiums back if you do not claim in three years. There is also roadside and home emergency benefit attached to the policies.