It’s not organic or free range, but it’s still insurance good and proper. Woolworths provides car and home insurance direct to the public as an extension of their store and credit cards; because it’s only logical to cover the car which drives and home which accommodates clothes and household items purchased in their stores.
Woolworths home insurance
Like all direct home insurance policies, Woolworths home insurance covers your home for damage resulting form lightning, explosion, malicious damage, impact, fire, falling trees, earthquakes, storms and burst pipes. The cover also includes damage caused by break-ins and damage to food. And not just Woolies food.
The great advantage of Woolworths home insurance is the general liability attached to it. General liability is cover for claims made by third parties should they be injured or suffer damages on your property as a result of your negligence or your pet’s duty to attack without command. The home insurance policy from Woolworths also includes vet insurance (for the injury of your pet), and mechanical and electrical breakdown of televisions. It also covers guests’ belongings, washing and outside furniture among other items.
Like some other insurance policies, Woolworths home insurance includes the call-out fee and one hour of labour for plumbers, electricians, glaziers and locksmiths.
Woolworths car insurance
Woolworths offers third party, fire and theft, and comprehensive car insurance. The third, party, fire and theft Woolworths car insurance policy caters for lightning, explosion and similar perils, as well as theft and hijacking. The value of the insurance cover is listed on the policy document so insured’s know exactly how much money Woolworths will pay out in the event of total loss, unlike other insurance companies which will not pay out more than market value.
The difference between the third party, fire and theft cover and the comprehensive car insurance is the accidental damage caused to your own vehicle. Should your vehicle be involved in an accident, its damage will be covered. On top of this, the Woolworths comprehensive car insurance includes the benefit of car hire and medical costs up to a value of R500 per injured person in a car accident. Towing and storage fees are also included in the comprehensive cover, given that the driver use an approved towing provider.
For more information on Woolworths insurance, visit their site. For other off-the-shelf insurance products to compare, fill in our online form and an insurance representative will contact you shortly.