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Direct insurance companies will have you believe that insurance brokers are expensive because of their commissions. Try telling that to those insurance company’s marketing budgets. While it may be true that insurance brokers receive a commission from the insurance company whose product they sell, which is built into the cost of the insurance product, insurance [...]
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Office insurance is not for your best-loved box set, but for your business. Even if you operate from home, you will need office insurance to cover your business’s equipment because the perils associated with offices are different to those of homes. As with all business insurance policies, office insurance is not a standalone policy, but [...]
Read moreBusiness insurance functions less like insurance as it does like a buffet. As each business is unique and at risk of different perils, there exists a policy for each. A good business insurance portfolio will combine a range of various business insurance policies. Some policies are generic to cover a range of businesses, such as [...]
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The higher up you go, the more devastating the effects of your mistakes, which is why professionals need insurance. They make expensive mistakes. Professional indemnity insurance protects professionals and the businesses for which they work from their costly errors, should a client or employee sue them for it. As with most types of insurance, there [...]
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“There’s never been an earthquake in these here parts,” you might say. So did the people of Atlantis. Removing cover you think is unlikely to get cheap insurance for your building is only a good idea if you can afford the loss in the event that such a peril takes place. Getting cheap insurance for [...]
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Despite how different their re-brand looks, Santam are still coming out on top. For brokers that is. For the third year in a row, Santam has been voted the leading short-term insurer by independent brokers for both Commercial and Corporate Insurance. The Financial Intermediaries Association of Southern Africa made the announcement earlier this year, making [...]
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Business insurance isn’t only for the Forbes 400, and you shouldn’t be paying what they do either.
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Whether from your employees, natural events or accident, your business is exposed to a number of risks
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