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HOME & HOUSEHOLD INSURANCE

COVER FOR EVERY CONTINGENCY

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Get A Home Insurance Quote When Insuring Your Valuables

Insuring your valuables takes away some of the stress when you fall victim to having your precious little things stolen during a burglary or mugging. Granted your engagement ring cannot ever be replaced in the way of sentimentality, or the jewellery that your grandmother left to you when she died is irreplaceable as you are emotionally attached to these little items, but take a little comfort in knowing that when you do experience losses such as these, getting a home insurance quote for your home contents needs to be as accurate as possible and each and every valuable item needs to be itemized accompanied by a valuation certificate professionally done through a reputable jeweler or other professional.

Take nothing for granted in life – you might get mugged just walking down the street for a ring that is not real, so before you flash that huge diamond around, remember it is not always the good guys that see the rock on your finger, as there are unsavory individuals that notice this, too.

On the subject of being mugged – does your insurance company cover your handbag against smash and grab incidents? Are your valuable sunglasses covered should you fall prey to this kind of petty crime? Is your Kindle, iPad, Smartphone and even the expensive bag itself covered under the umbrella of your house holders contents insurance or do you need separate cover for these and other valuable items?

Handbags can cost in the region of R30 000 and more – it is therefore best to ensure that you are covered no matter where you are and what is stolen from you. Many insurance houses do cover goods that are not on the premises such as bags and designer sunglasses, but there are many that do not. Some women’s insurance companies cover handbags automatically for up to the value of R4000 but beware – your Louis Vuitton needs to be specified.

When you enquire about a home insurance quote ensure that your valuables are covered both on your premises and away from home.

Click here for more on getting home insurance quotes.

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What some of

our clients say

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