Alexander Forbes Life Insurance

Alexander Forbes, an insurance company said to be one of the major players in the industry in both South Africa and the UK provides a broad spectrum of insurance products that will offer both short- and long-term cover to ensure you are covered no matter what.

Alexander Forbes Life Insurance will ensure that your dependents and family are taken care of in the event of your death, replacing that all-important monthly income you would usually bring home.

Why life insurance cover?

• Life cover will ensure your family residence is secure.
• Your family will need money to live off – ensure there is sufficient life insurance for your family to do so when you are no longer there to take care of your loved ones.
• Your children deserve to continue with their education – life insurance will guarantee they are able to do so.

What you need to look out for when taking out life insurance with Alexander Forbes:

• You need to take into account how much cover you will need for your family to continue living in the way they are accustomed to.
• Find out exactly how the payment will be paid out to the beneficiaries after your death.
• While your estate is being wound up, you will require cash to live off.

Alexander Forbes offers a plethora of benefits and packages:

• Life and disability – This ensures the financial security of your beneficiaries when you become disabled or in the event of your death.Because clients have easy access to the expert team to assist when selecting the cover tailored to the individual’s needs, you are guaranteed the best option for your unique circumstances.
• Life Benefit – This package has been devised with the financial security uppermost in mind for your beneficiaries who have to fend for themselves once you are no longer there to take care of the family, and is usually paid out in one lump sum.
• Professional Wealth Business Overheads Benefit – In the event of the insurer being disabled.
• Capital Disability Benefit – When you are permanently disabled and which is usually paid out in a once-off lump sum.
• Comprehensive Income Disability Benefit – This is an income protection pay-out for disablement, illness, surgery etc. paid out monthly.
• Dread Disease and Disability Cover.

Regardless of your individual set of circumstances, Alexander Forbes Life Insurance will tailor a package that will cover those unique circumstances.