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Budget Car Insurance Quotes | Save More with Affordable Premiums
Almost anyone in South Africa can get insurance savings and affordable premiums. Find out what Budget insurance covers and more.
Who is Budget Insurance?
This South African insurance company has offered cover that the South African public can afford for over a decade. Now nearly anyone can enjoy comprehensive car insurance at low premiums. Along with other insurance products, you can get cover for your car, motorbike, watercraft, and other vehicles at Budget.
Their focus is on giving each customer the best value possible in their insurance policy. That’s why each policy comes with assist benefits and the option of including add-on products. They are a licensed financial services provider and authorised insurer.
Who underwrites Budget car insurance?
Their life insurance policies are underwritten by 1Life, and any loans are powered by RCS. Budget Insurance Company Limited forms part of the Telesure Investment Holdings Group.
What Does Budget Offer their Customers?
Budget clients can enjoy world-class systems that result in efficient call centres, easy claims processes, and convenient cover. Those insured with Budget get complimentary benefits to enhance their cover, such as roadside assistance and emergency assistance.
You can expect high-value products and low premiums from this insurance provider. Along with a wide range of comprehensive insurance options, you can also get advice and access to online systems for policy management. If you need the right price for your pocket, you can get a budget quote today.
What Does Budget Car Insurance Cover?
When you get an insurance quote from Budget, you will get the lowest possible premium for the cover you need. When it comes to car insurance, they offer 3 levels of cover:
- Budget Lite Cover
- Third-Party, Fire and Theft Cover
- Comprehensive Car Insurance Cover
The insurance plan you choose will determine your level of cover. For the cheapest car insurance premiums, you can choose their most affordable option. Though you get a low insurance premium, you will also get fewer benefits.
If you want to cover the cost of vehicle damage because of accidents and other risks such as malicious damage, too, you can choose their comprehensive plan. You’ll get cover for more eventualities and a bunch of benefits to enjoy that make life more convenient.
Does Budget car insurance cover hail damage?
Yes, Budget offers a benefit called “hail assist” that covers any damage to the insured vehicle because of a hailstorm. It doesn’t matter how large or small the pellets are, the damage will be covered if you have hail Assist as part of your insurance cover.
Third-Party Fire & Theft
Each level of insurance at Budget offers unique cover and benefits. The Lite car plan includes cover for damage to third parties or their property. If you choose this option, you also get cover for theft, hijacking, and damage to window glass.
This option does not include Hail Assist, flood, fires and explosions, or accidental damage to your own vehicle. It is the most affordable option, but it also comes with the least benefits. There is a level of security in knowing your car is covered if it’s stolen, but you will need to pay the cost of replacement parts and repairs to your own vehicle if you are in an accident.
Comprehensive Car Insurance Cover
For comprehensive cover, you can choose this option. You’ll get affordable cover and won’t need to pay an additional cost to cover accidental damage. This type of cover includes repair costs, hail damage, flood, fire, and explosion, and more.
Budget Lite Cover
This plan is designed to cover cars that are worth less than a predetermined amount. With affordable monthly payments, you can get cover for all the comprehensive items above and for the write-off of your insured vehicle. This plan does not cover glass damage. There are 3 cover options under Budget Lite.
Cover items may change from time to time for different insurance companies. It’s best to always check your policy documents for details about what is and isn’t covered by your insurer.
Looking for the lowest insurance quotes for cheap car insurance in South Africa? Fill in the form at the top of this page for a quote.