Insurance Car
We’re not saying insurance companies are the Prince of Darkness, just that insuring your car for private use instead of business use is like making a deal with the devil; and that very rarely ends well. A private insurance car used for business is not covered and gives your insurance company the right to reject your claim. While you pay less on premiums, you’ll make up for it in regret if you don’t play by their rules. And their rules are:
Business insurance car
Business use is considered any use of the vehicle for work-related purposes. That means any use for work during working hours outside of driving yourself to and from work. A business insurance car has higher premiums than a private insurance car because there is increased risk of accident as a result of the increased use of the vehicle. Even if you work from home, and use your vehicle visit clients, you must insure it for business use.
Private insurance car
If you only use your car for private use, and to drive yourself to and from work, you can take out private insurance car. The premiums on a private insurance car are cheaper because there is less risk of accident given the car is not on the road as often as business insurance cars.
Even though your car is a business insurance car, doesn’t mean you have to pay high premiums. Why not compare short-term insurance quotes for car insurance to see if you can save on cash without skimping on cover. Finding insurance for your car can be tough, but we think we can help you out 