Zurich Insurance in South Africa
Maybe it’s also the largest city in Switzerland, but Zurich is one of the leading short-term domestic and commercial insurance companies in South Africa. It was founded in 1965, and has since grown to provide a range of personal lines and business insurance products. Zurich insurance provides motor insurance and home and accident insurance for individuals and specialized business insurance for businesses in the fields of engineering, marine and risk financing.
Zurich commercial insurance
Different to Zurich business insurance, the commercial insurance product caters for the needs of medium to large enterprises, addressing perils unique to their operations. The core product choice for Zurich in South Africa’s commercial insurance is property cover for buildings (including warehouses and their contents), motor insurance, liability cover, goods in transit, electronic equipment, fidelity guarantee (for protection against dishonest employees), as well as accident and health insurance.
Zurich corporate insurance
Not because they consider themselves superior, corporates get their own policy from Zurich insurance, not necessarily because the perils associated with operating a corporate enterprise are different, but because the risk to the insurer is. Corporate property insurance covers buildings and their contents, while corporate motor insurance covers up to 10 business vehicles. The policy may include cover for goods in transit, depending on the nature of the enterprise, and liability insurance.
Zurich home and motor insurance
If you thought the bourgeoisie got preferential treatment, you were right. While they offer conventional car and home insurance, Zurich in South Africa offers specialized cover for high net worth individuals. Include all your residences, jewelry, antiques, electronic equipment and executive vehicles under one policy.
Zurich insurance further allows insureds to combine their business and personal cover with their flexiflite option (particularly useful for sole traders), with an option for an annual premium as opposed to a monthly premium.
Zurich marine insurance
As one of the leading specialists of marine insurance in South Africa, Zurich insurance provides cover for those companies involved in domestic and international trade, the importing and exporting of goods.
Zurich engineering insurance
Zurich insurance’s international experience and expertise enables them to underwrite complex engineering risks. They, thus, offer products that cater for every operation in the process of manufacturing, distribution and construction.
For these and other types of insurance, visit Zurich in South Africa’s website, and compare them here.